NBOH

RATES

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Rates Effective 8/20/2008.  Rates subject to change without notice.

CD TERM
Minimum
Deposit Required
Annual Percentage Yield (%)
Interest
Rate (%)

91-Day

$500

1.00

1.00

182-Day

$500

2.02

2.00

9-Month

$500

2.12

2.10

12-Month

$500

2.38

2.35

18-Month

$500

2.48

2.45

24-Month

$500

2.78

2.75

36-Month

$500

3.30

3.25

48-Month

$500

3.56

3.50

60-Month

$500

4.00

3.93


Account and Disclosure Information for CDs



SAVINGS ACCOUNTS
Annual Percentage Yield (%)
Interest
Rate (%)

Statement Savings

0.30%

0.30%

Passbook Savings

0.30%

0.30%

I.M.M.I.A.
Call for Current Rates
Call for Current Rates

Account and Disclosure Information for Savings Accounts


CHECKING ACCOUNTS
Annual Percentage Yield (%)
Interest
Rate (%)

C-W-I N.O.W. Account

0.50%

0.50%

Super N.O.W. Account

0.65%

0.65%

Account and Disclosure Information for Checking Accounts


Fixed Mortgage Loan Rates - Subject to change daily without notice.

Click here for our mortgage rates


Automobile Loan Rates - Effective 7/15/2008 and subject to change without notice.
Year Term (Months) Annual Percentage Rate (%)** Interest Rate (%) Loan Amount Est. Payment
NEW
2008 & 2007
12-60
6.227
5.99
$30,000
$579.95
2008 & 2007
61-66
6.459
6.24
$30,000
$538.28
2008 & 2007
67-72
6.693
6.49
$30,000
$504.27
USED
2007-2004
12-60
7.026
6.74
$25,000
$492.07
2003-2002
12-48
9.187
8.74
$20,000
$495.36
2001-2000
12-36
10.517
9.74
$15,000
$482.29
1999-Older
12-24
13.445
11.74
$10,000
$469.63

**APR calculation is based on the stated loan amount & maximum term.

Finance charge includes $165.00 documentation fee

Other terms and rates are available
Rates are subject to change without notice
These rates are fixed and do not change over the life of the loan

Used Auto’s, Van’s and Light Trucks to be financed using NADA Guide for values

NADA Book Values

Kelly Blue Book Values