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NBOH | Banking Services

Privacy Notice

PRIVACY NOTICE

 FACTS      

 WHAT DOES NATIONAL BANK OF OHIO DO WITH YOUR PERSONAL INFORMATION?         
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons National Bank of Ohio chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information

Does National Bank of Ohio share?

 Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO

For our marketing purposes - to offer our products or services to you

 NO We don't share
For joint marketing with other financial companies NO We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences NO We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

 NO We don't share
For our affiliates to market to you NO We don't share
For our nonaffiliates to market to you NO We don't share

QUESTIONS?    Call 419-898-5741 or go to www.nboh.com

Who we are  
Who is providing the notice? NATIONAL BANK OF OHIO
What we do  
How does National Bank of Ohio protect my personal information?

To protect you personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your personal information to only those employees who need to know.  We require all companies with whom we share your information to keep it confidential.
How does National Bank of Ohio collect my personal information?  We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

 Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
 Definitions  
 Affiliates

Companies related by common ownership or control. They can be financial and non financial companies.

  • National Bank of Ohio has no affiliates.
 Nonaffiliates

 Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • National Bank of Ohio does not share with non-affiliates so they can market to you.
 Joint marketing

 A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • National Bank of Ohio doesn't jointly market with other affiliates.

Other Important Information

National Bank of Ohio - NBOH "Your Community Bank"

Revised 5/2011