Loan Products

We will be happy to provide assistance when you need a loan for any legitimate purpose. You will benefit from having a loan that is tailored to your needs and your budget, which is what you get with our personalized service. Because we are a locally owned bank, you will have the convenience of quick approval of your loan request. In most instance, we can give you an answer within twenty-four hours of the request.

Personal Loans

A personal loan from NBOH can help turn your dreams into reality. Whether borrowing to finance a vehicle, boat or motor home, vacations, or wedding expenses, we can tailor the loan to fit your budget.

Real Estate Loans

When you need financing or refinancing for a new home, second home, vacation home, or retirement home, NBOH has a loan to meet your needs.

Home Improvement Loans

Does your house need new siding and windows, a fresh coat of paint, new wallpaper, or maybe the air conditioner needs to be replaced? NBOH offers intermediate and long-term loans to get you "fixed up".

Home Equity Lines of Credit

Put the equity you have in your home to work with a home equity line of credit. It’s the dream wedding loan, tuition loan, home remodeling loan, car or boat loan, RV loan, luxurious vacation loan or whatever your heart desires loan. You decide how and where your loan is used.

Agricultural Loans

NBOH offers short and intermediate term loans for operating expenses, machinery and equipment purchases, and livestock purchases. Long-term loans are available to finance or refinance farmland, buildings, and improvements. NBOH participates in the Agricultural Linked Deposit program offered though the State of Ohio.

Commercial Loans

NBOH offers short, intermediate and long term commercial loans, for a variety of purposes. This includes operating lines of credit, equipment purchases and construction loans. NBOH participates in the Linked Deposit (State of Ohio) and Small Business Administration (U.S. Government) programs.

MasterCard® and VISA®

Whether traveling around the world or just across town, you'll find your NBOH VISA®, MasterCard® or Gold MasterCard® can offer indispensable services wherever you go.

To report a lost or stolen credit card, call 1-800-876-9119