STEADY, STRONG,
READY TO LEND

An Important Message From:
Gary P. Macko; President and CEO
The National Bank of Oak Harbor
In recent weeks, we’ve seen an unprecedented onslaught of
news about the financial services industry, including bankruptcies
and rescue plans. Therefore, I’d like to share some
important facts about The National Bank of Oak Harbor:
The National Bank of Oak Harbor is a safe and sound
financial institution.
We have been serving local communities for 75 years. Throughout
our history, we have maintained a conservative financial
philosophy, making responsible, manageable loans to customers
in the markets we serve.
The National Bank of Oak Harbor is well capitalized.
A bank’s capital serves as a safeguard against potential losses.
Our bank is more than well-capitalized under government regulatory
standards.
The National Bank of Oak Harbor is an FDIC-insured
depository institution.
Our customers’ deposits are insured by the Federal Deposit Insurance
Corp.
The National Bank of Oak Harbor has money to lend.
We offer a wide array of consumer and commercial loan
products, while maintaining competitive interest rates. Our
professional lending officers and staff consistently provide
efficient, friendly service and individual attention so that your
loan process is simple and quick. With our variety of loan
products, we can assist with any of your loan needs, including:
Real Estate • Home Equity Line of Credit
Personal • Credit Card • Agricultural
Home Improvement • Commercial